The results of this contradiction are not abstract, as a tour of the rotting, decaying, bankrupt cities of the American Midwest will attest. It is not even confined to those parts of the country left behind by a Washington Consensus that decreed the financialization and deindustrialization of the economy in the interests of efficiency and shareholder value. This paradox is evident even within the Beltway itself, the richest metropolitan area in the nation. Although demographers and urban researchers invariably count Washington as a “world city,” that is not always evident to those who live there. Virtually every time there is a severe summer thunderstorm, tens — or even hundreds — of thousands of residents lose power , often for many days. There are occasional water restrictions over wide areas because water mains, poorly constructed and inadequately maintained, have burst .  The Washington metropolitan area considers it a Herculean task just to build a rail link to its international airport — with luck it may be completed by 2018.
Adam Smith wrote in his 1776 work The Wealth of Nations that mass corporate activity could not match private entrepreneurship, because people in charge of others' money would not exercise as much care as they would with their own. 
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A person sympathetic to the consumer would conclude that the store only had the right to use the list of items purchased for its own use (., inventory control, planning future purchases) and the credit card data should have been used only to obtain payment for the total amount of the sale to the consumer. The credit card data should never have been merged with the detailed list of items purchased.